Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been aggregated and/or anonymized so that it does not identify a specific user.
Personal data you provide: We collect personal information when you create an account or link your accounting, banking, payment processing, tracking software or vendor to the Service. The personal information collected during these interactions may vary based on what you choose to share with us, but it will generally include your name, your business name, email address, phone number, and a log of the transactions you've authorized through the Service. We may need to collect additional information, such as a copy of your government-issued identification, your social security, your individual taxpayer identification number, your street address, or your zip code to fulfill our legal obligations related to providing the Service to you. In addition, while you are using the App, we may collect your location information.
Personal data we receive from third parties: We may collect personal information from you, from other users, our affiliates, and third parties, as permitted by law. For example, we may collect information from third-party verification services, credit bureaus, financial institutions, mailing list providers, and publicly available sources to verify your identity. We may also collect information about you from third parties in connection with any identity or account verification process, fraud detection process, collection procedure, or as may otherwise be required by applicable law. In addition to the instances noted above, if you apply for or enter into a sale of future receipts with jaris, jaris may receive your customer information, account fraud information and risk information from your payment processor as well as other underwriting, experiential, transaction, balance information regarding your activity with such payment processor.
Personal data we receive automatically from your use of the Service: When you visit, use and interact with the Service, we may receive certain information about your visit, use or interactions. For example, we may monitor the number of people that visit the Service, peak hours of visits, which page(s) are visited, the domains our visitors come from (e.g., google.com, yahoo.com, etc.), which browsers people use to access the Service (e.g., Firefox, Microsoft Internet Explorer, etc.), broad geographical information, and navigation pattern. In particular, the following information is created and automatically logged in our systems:
Log data: Information that your browser automatically sends whenever you visit the Site (“log data”). Log data includes your Internet protocol address, browser type and settings, the date and time of your request, and other interactions with the Service.
Device information: Includes the name of the device, the operating system, and the browser you are using. Information collected may depend on the type of device you use and its settings.
Usage information: We collect information about how you use our Service, such as the content that you view or engage with, the features you use, the actions you take, and the time, frequency and duration of your activities.
Clear gifs (web beacons): We may employ a software technology called clear gifs (a.k.a. web beacons) that help us better manage content on our Site by letting us know which content is effective. Clear gifs are tiny graphics containing a unique identifier (similar in function to cookies) and are used to track the online movements of Internet users. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly within web pages and are about the size of the period at the end of this sentence. We may tie information gathered by clear gifs to our customers’ personal information. We may also use clear gifs in our HTML-based emails to let us know which emails have been opened by recipients. This allows us to gauge the effectiveness of certain communications and of our marketing campaigns.
Your choices: On most web browsers, there is a “help” section located in the toolbar. Please refer to this section for information on how to receive a notification when you are receive a new cookie and how to turn cookies off. Please see the links below for guidance on how to modify your web browser’s settings:
Please note that if you limit the Site's ability to set cookies, you may be unable to access certain parts of the Site and you may not be able to benefit from the Site's full functionality.
If you access the Site on your mobile device, you may not be able to control tracking technologies through the browser's settings.
We may use personal information for the following purposes:
Marketing: We may contact you to tell you about services we believe would be of interest to you. For instance, if you elect to provide your email or telephone number, we may use that information to send you special offers. You may opt out of receiving emails by following the instructions contained in each promotional email we send you. You can also control marketing emails and/or text messages you receive from us by updating your settings on your account. If at any time you do not wish to receive future marketing communications, please contact us at firstname.lastname@example.org to let us know. If you unsubscribe from our marketing lists, you will no longer receive marketing communications, but will continue to receive emails/texts regarding our Site or Service, aswell as to responses to requests you've made.
In certain circumstances we may share your personal information with third parties without further notice to you, unless required by the law, as set forth below:
Vendors and service providers: To assist us in meeting business operations needs and to perform certain services and functions, we may share personal information with third parties. These include, but are not limited to, vendors, hosting services, cloud services, email communication software and email newsletter services, advertising and marketing services, financial services (including payment processors, banks, credit reporting agencies, and API services), fraud prevention services, customer relationship management services, customer support services, web analytics services and other technology service providers (for more details on the third parties that place cookies through the Site, please see the Cookies section above). In addition to the instances noted above, if you enter into a sale of future receipts with jaris, you consequently authorize us to share customer and account information with your payment processor(s) as well as any experiential, transaction and repayment information regarding your activity with jaris including amounts owed to jaris. Pursuant to our instructions, these third parties will access, process or store personal information during the course of performing their duties for us. We take commercially reasonable steps to ensure other service providers adhere to the security standards we apply to your personal information.
Business partners: We may share information with our business partners for their business needs or to provide you with a product or service that you have requested. We may also share personal information with business partners with whom we may jointly offer products or services, or whose products or services we believe may be of interest to you.
Business transfers: If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of all or a portion of our assets, or transition of Service to another provider, your personal information may be shared in the diligence process with counterparties and others assisting with the transaction. The information may also be transferred to a successor or affiliate as part of that transaction along with other assets.
Legal requirements: If required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, legal obligation, governmental request or applicable law or regulation, including to meet national security or law enforcement requirements, (ii) protect and defend the rights or property of us, our users or others, (iii) detect, prevent or resolve fraud or security concerns, (iv) act in urgent circumstances to protect the personal safety of users of the Service, or the public, (v) protect against legal liability, or (vi) investigate, remedy or enforce potential terms of service violations.
Other users: Your personal information may be accessible to other users of the Service with whom you interact.
We will retain your information for as long as you use the Service or as necessary to fulfill the purpose(s) for which it was collected, such as to provide our products and services, resolve disputes, establish legal defenses, conduct audits, enforce our agreements, and comply with applicable laws.
Please log in to your account or contact us at email@example.com if you need to change or correct your personal information.
The Service is not directed for children under the age of 13. jaris does not knowingly collect personal information from children under the age of 13. If you have reason to believe that a child under the age of 13 has provided personal information to jaris through the Service, please contact us at firstname.lastname@example.org and we will endeavor to delete that information from our databases.
The Service may contain links to other websites and other websites may reference or link to the Service. These websites are operated by third parties and not controlled by us. jaris does not endorse, approve or make any representations about third-party websites or domains. We encourage you to read the privacy policies of each and every website or domain that you interact with. We are not responsible for the privacy practices or content of other websites or domains and thus you visit them at your own risk.
You use the Service at your own risk. We implement reasonable technical, administrative, and organizational measures to protect personal information both online and offline from loss, misuse, unauthorized access, disclosure, alteration or destruction. However, no Internet or e-mail transmission is ever fully secure or error-free. In particular, e-mail sent to or from us may not be secure. Therefore, you should take special care in deciding what information you send to us via the Service or e-mail. Please keep this in mind when disclosing any personal information to jaris via the Internet. In addition, we are not responsible for the circumvention of any privacy settings or security measures contained within the Service or on third party sites.
In certain circumstances, providing personal information is optional. However, if you choose not to provide personal information that is needed to use certain features of the Service, you may be unable to access those features. You can always contact us to update or correct your personal information.
“Shine the Light” law: California law permits users who are California residents to request and obtain from us once a year, free of charge, a list of third parties with whom we have disclosed their personal information to (if any) for their direct marketing purposes in the prior calendar year, as well as the type of personal information disclosed to these parties. jaris does not share your personal information with third parties for their direct marketing purposes.
|WHAT DOES JARIS, INC. ("JARIS") DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or
service you have with us. This information can include the following:
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies may share their customers' personal information, the reasons jaris chooses to share, and whether you can limit this sharing.|
|Reasons we can share your personal information||Does jaris share?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes — to offer our products and Service to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes — information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes — information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||We don't share|
|Questions?||Go to jaris.io.|
|Who we are|
|Who is providing this notice?||This notice is being provided on behalf of jaris, Inc. and its affiliates|
|What we do|
|How does jaris protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles and buildings.|
|How does jaris collect my personal information?||
We collect your personal information, for example, when you
|Why can't I limit all sharing?||
Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.|
Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
A formal agreement between nonafﬁliated ﬁnancial
companies that together market ﬁnancial products or
services to you.
|Other important information|
|California Residents Only: We will not share information we collect about you with nonaffiliates, except as permitted by law, including, for example, with your consent or to provide financial services you have requested.|