Jaris logo

Privacy & Legal

Terms and Conditions

Last updated on July 28, 2025

Welcome to Jaris! We are a financial technology company that offers you working capital solutions.

These Terms and Conditions are a contract between you and Jaris, inc., its affiliates, agents, service providers, and assigns (“we”, “us”, “Jaris”) governing the use of the Jaris website and mobile app which we refer to collectively as the “Service”. You must be 18 years of age and reside in the United States to use the Service. By using the Service, you agree to comply with all of the terms and conditions in these Terms and Conditions. In addition, when using the Service, you will be subject to any additional terms applicable to the Service which may be posted on our website or through the mobile application from time to time. Section "Dispute Resolution By Binding Arbitration" of these terms includes an agreement to resolve all disputes by arbitration on an individual basis. You also agree to the following additional policies and each of the other agreements that apply to you:

Jaris is not a bank. All commercial credit offered through our solutions is issued by one of Jaris’ partner banks.  Our payment and banking solutions are also provided to you by a partner bank. When using the Service you agree to the applicable partner bank terms and other third-party service provider terms:

If after reading these Terms and Conditions in their entirety you are still unsure of anything or you have any questions, please contact legal@jaris.io.

Jaris, Inc. Terms of Service

These Terms of Service include this introduction, the terms and conditions in this document, any incorporated documents and terms, and any additional terms applicable to the Services which may be posted on our website ("Website") from time to time (collectively, the "Agreement") and forms a legal agreement between Jaris, Inc. and its affiliates, successors and assigns (collectively, "Jaris", "we", "us", "our") and you or the entity you represent ("Customer", "you", "your"). This Agreement governs your use of the products and services offered at any time and from time to time by Jaris or by Jaris as Program Manager for Bank (each as defined in Section 3.1) in facilitating Banking Services (as defined in Section 3.1) and other financial solutions (the "Services") and your Jaris account ("Jaris Account") whether accessed through our Website or through a partner payment platform (each a "Partner Platform", collectively with Website, "Platform").

This Agreement is effective upon the date you first access or use the Services and continues until you or Jaris terminate it. By using the Services, you agree to comply with all of the terms and conditions in the Agreement. By accessing or using the Services, you agree to be bound by this Agreement. You also acknowledge that you have read, understood, and agree to the terms of our Privacy Policy, which is incorporated herein by reference. If you do not agree to this Agreement or the Privacy Policy, you may not access or use the Services.

As referenced in Section 18 below, any dispute between you and Jaris is subject to a class action waiver and must be resolved by individual binding arbitration. Please read the arbitration provision in this Agreement as it affects your rights under this Agreement.

You and Jaris agree as follows:

1. Jaris Account

1.1. Eligibility. The Jaris Account and Services are only available in the United States of America and its territories. You, the individuals signing up for your Jaris Account (each a "Representative") and any users of your Jaris Account (each an "Authorized User" or "User") must not attempt to create a Jaris Account on behalf of or for the benefit of a user whose use of the Services was suspended or terminated by Jaris, unless Jaris approves otherwise. Authorized Users must be at least 18 years of age.

1.2. Business Representative. Jaris may require you or your Representative to provide additional information or documentation demonstrating your Representative's authority.

2. Jaris Services

2.1. Services. Jaris provides a website, software, user interfaces, and other technology that Jaris uses to provide and make available the Services (the "Jaris Technology") through which you and your Authorized Users, where applicable, can access the Services. Your employees, subcontractors, providers or subsidiaries (collectively, "your agents") separately agree to terms and conditions as applicable to products and services offered by Jaris to them.

2.2. Service Modifications and Updates. The Services and Jaris Technology are subject to modification, alteration, substitution, or discontinuance at any time at Jaris' sole discretion ("Service Modifications"). Jaris will generally endeavor to provide notification of any material Service Modification via a posting on the Platform or by notice to you.

2.3. Subcontracting. Jaris may subcontract its obligations under this Agreement to third parties.

2.4. Services Restrictions. You may only use the Services for business purposes. You must not, and must not enable or allow any third-party to attempt to or actually do the following with respect to the Services or the Jaris Technology:

    a. use or access the Services to violate, encourage others to violate, or provide instructions on how to violate, any right of a third-party, including by infringing or misappropriating intellectual property rights;

    b. work around technical limitations enable functionality or access or attempt to access non-public systems, programs, data, or services of Jaris;

    c. reverse engineer the Services, Jaris user interfaces, or other technology used to provide the Services, except as expressly permitted by law;

    d. use the Services for illegal, fraudulent, deceptive, exploitative or harmful purposes, or in violation of any law;

    e. perform actions that interfere with the normal operation of the Services, including uploading viruses, spyware, or other harmful core, disrupting networks or servers or interfering with other users' enjoyment of the Services;

    f. collect personal information about users, Authorized Users or third parties without proper consent;

    g. exceed Services usage limitations, use unauthorized tools or mechanisms (e.g. crawlers, bots or scrapers) to access the Services, or reproduce, republish, upload, post, transmit, resell, or distribute any part of the Services or the Jaris Technology without permission;

    h. interfere with security-related features such as disabling or circumventing content protections; or attempting to discover source code, unless explicitly permitted by applicable law;

    i. impersonate any person or entity, share or misuse login credentials, access accounts or data without permission, or falsify identity information; or

    j. sell, transfer, or otherwise misuse the access rights granted under this Agreement.

2.5. Monitoring. Jaris has no obligation to monitor either the content provided by you or your use of the Services. Jaris may do so, however, and Jaris may remove any such content or prohibit any use of the Services it believes may be (or alleged to be) in violation of the Agreement or applicable law.

2.6. Third-Party Services. Jaris may reference or enable you to access a service, product, or promotion provided by a third-party that utilizes, integrates with or is ancillary to the Services (each a "Third-Party Service"). These Third-Party Services are provided for your convenience only and Jaris does not approve, endorse, or recommend any Third-Party Services to you. Your access and use of any Third-Party Service is at your own risk and Jaris disclaims all responsibility and liability for your use of any Third-Party Service. Third-Party Services are not Services and are not governed by this Agreement or Jaris' Privacy Policy. Your use of any Third-Party Service, including those linked from the Website, is subject to that Third-Party Service's own terms of use and privacy policies (if any).

3. Bank Services

3.1. Jaris' Role. Jaris is a financial technology company, not a bank. Banking Services and other financial solutions are provided by First Internet Bank of Indiana, Member FDIC ("Bank"). "Banking Services" means bank depository, payment and money movement services provided by Bank and made available to you by Jaris on behalf of the Bank as its program manager ("Program Manager"). Customer acknowledges and expressly agrees to Jaris acting as both Customer's agent and as the Program Manager for purposes of this Agreement and the Banking Services. Customer hereby waives any conflict resulting from such relationships. The Bank is an intended third-party beneficiary of this Agreement.

3.2. Customer's Relationship with Jaris in Connection with the Banking Services. You hereby appoint Jaris to act as your agent for the purpose of the fulfillment of the Banking Services, including without limitation, to: (i) receive and provide notices and communications on your behalf; (ii) maintain records of the Customer's bank account ("Merchant Settlement Account") and transactions on the Merchant Settlement Account; (iii) authorize and direct the Bank to debit and credit accounts at other financial institutions; (iv) make individual transaction information available to Customers; (v) collect the information necessary to establish Customer's interests in the Merchant Settlement Account; (vi) disclose such information to the Bank; and (vii) take any other action that Jaris deems necessary or desirable to carry out the transactions constituting the Banking Services. You, as a Customer, hereby authorize the Bank to follow the instructions of Jaris (whether electronic, written or oral) and agree that the Bank may completely rely on such instructions without further investigation or authorization.

3.3. Bank Accounts. Jaris, acting as a third-party service provider of Bank, facilitates Bank services for Customer through the Services and Jaris Technology, but does not hold deposits on behalf of Customer. As a Bank customer, your Bank Accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The Bank Accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FIDC insurance applies up to $250,000 per depositor, per financial institution, for deposits held in the same ownership category.

    a. When you access the Services, you may be presented with the opportunity to open one or more bank accounts with the Bank (collectively, "Bank Accounts") through the Jaris Technology. If you elect to establish Bank Accounts and are subsequently approved to open Bank Accounts, such Bank Accounts will be opened at the Bank and not at Jaris. Jaris is a financial technology services provider and not a bank. Funds deposited to Bank Account are deposits at the Bank facilitated by the Services through methods allowed by the Bank. Funds are deposited directly with the Bank and are held in bank accounts established at the Bank. Other bank services may be made available by Bank from time to time in the Bank's sole discretion.

    b. Jaris collects certain identifying information about Customer and the individual authorized by Customer to open Bank Accounts (both the individual and Customer information are collectively referred to as the "Account Information") to allow Bank to comply with applicable laws and regulations. Account Information may include (i) for the Customer: Customer's legal name, d/b/a, state of organization, employer identification number (EIN), physical address, beneficial owners, other contact information, and other information regarding the Customer and how account(s) will be utilized and (ii) for the authorized individual opening the Bank account(s) for Customer: that individual's name, social security number (SSN), date of birth, physical address, email address, phone number, ownership percentage (if applicable), and role with Customer. Customer hereby grants Jaris an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right and license to use Account Information, and Customer authorizes Jaris to provide the Account Information to (x) its partner Bank to provide Bank Account(s) and (y) to Jaris' other third party service providers as necessary to provide the Services. Jaris may also obtain personal information from third parties in order to verify your identity or that of Customer's Representatives and Authorized Users, or to prevent fraud. Customer hereby authorizes Jaris, Bank, and/or a third-party service provider that we designate, to take any measures that we consider necessary to confirm the personal information provided and to verify and authenticate such personal information, and take any action we deem necessary based on the results. This process may result in a delay in establishing Bank Account(s) or access to the Services, and Customer may not be authorized to access or use Bank Account(s) or the Services until information has been successfully verified. Each of you and Customer agree that the information you provide to Jaris is accurate, complete, and not misleading, and that Customer will keep such information accurate and up to date at all times.

    c. The Services and the Third Party Services offered by third-parties who are not Bank are not Bank services. Any Services ancillary to Bank Accounts require pre-approval by Bank.

    d. Bank Account Terms. Prior to establishing Bank Accounts with Bank, you must review and agree to separate account and services terms with Bank. The applicable terms for the Bank and the respective demand deposit account types are linked below:

        i. Prior to opening a Bank Account, please review Bank's First Internet Bank Deposit Account Agreement available here. Bank does not allow cash deposits. You must link an existing bank account at a third-party institution ("Linked Account") to an account verification service provided by a Service Provider, and once the Linked Account is verified, you may initiate a transfer to initially fund the Bank Account.

        ii. If you obtain a product from Bank that pays interest on your funds, information regarding the interest rates on the account type can be found available here.

3.4. Instant Payouts Program. When submitting an application for the Instant Payouts Program or a product that includes the use of the Instant Payouts Program, you agree to this Agreement. "Instant Payouts Program" means that Jaris Service that enables you to immediately access an eligible portion of your revenue ("Instant Payouts") generated by card charges ("Card Transactions").

    a. Eligibility; Participation; Authorization. Customers transacting on participating Partner Platforms may be eligible to apply to participate in the Instant Payouts Program. If approved, you will be able to access the Instant Payouts Program through the Jaris Services or Partner Platform ("Dashboard").

    b. Instant Payouts. You can request an Instant Payouts any day of the week after a successful Card Transaction that meets the minimum thresholds, and funds typically settle in the associated Linked Account within thirty (30) minutes; however, (1) you may only make such a request once per day, (2) your request must be initiated before 9 PM PT, and (3) your request cannot be canceled once submitted. Your eligible Instant Payouts amount is based on authorized Card Transactions and each request may have minimum and maximum amounts, as specified on the Dashboard.

    c. Linked Account. Should you elect to participate in the Instant Payouts Program, you hereby authorize and direct Jaris to instruct the Bank to deliver your Instant Payouts amount to the Linked Account. Your Linked Account must remain valid and available for Instant Payouts. If it's closed or unavailable, your participation in the Instant Payouts Program will be canceled, and you'll need to reapply in order to participate.

    d Other Card Transactions. Jaris will direct the revenue remaining from any remaining settled Card Transactions (or other receivables or payments) not accessed through the Instant Payouts Program to your Linked Account daily in accordance with the normal settlement schedule.

    e. Fees. Please see Section 6 for any service fees associated with the Instant Payouts Program.

3.5. Disclaimer THE BANKING SERVICES ARE PROVIDED "AS IS" AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. PLATFORM AND BANK SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Neither Bank nor Jaris guarantees continuous, uninterrupted or secure access to the Banking Services. Jaris and Bank will make reasonable efforts to ensure that requests for electronic transactions are processed in a timely manner but make no representations or warranties regarding the amount of time needed to complete processing because the Banking Services are dependent upon many factors outside of Jaris and Bank's control, such as delays in the banking system or the U.S. or international mail service.

4. Reserves; Transfer Delays; and Risk Monitoring

4.1. Reserves. Jaris may require a reserve to cover potential losses ("Reserve"). If directed by the Partner Platform, the Reserve may be held at the Bank and can be in the form of a fixed Reserve or a rolling Reserve, where a percentage of each Card Transaction is held for a certain period.

4.2. Transfer Delays. Jaris reserves the right to delay transfers to manage risk. This can occur if there are indications of fraudulent activity, excessive chargebacks, or other risk factors associated with the Jaris Account. Such delayed funds shall form a part of the Reserve.

4.3. Risk Monitoring. Jaris continuously monitors Jaris Accounts for risk. If a Jaris Account is deemed high-risk, Jaris may take actions such as delaying transfers, requiring Reserves, or terminating the Jaris Account.

4.4. Communication. Jaris communicates any changes or actions taken on a Jaris Account through the Dashboard or via email. Customers are encouraged to regularly check the Platform and their email for updates.

4.5. Consent. By using our Services, you acknowledge and agree to any required Reserve or transfer delay. Jaris is not liable for any loss or inconvenience that may arise from such Reserves or delayed disbursements.

5. User Information

5.1. User Information and Personal Data. "User Information" includes information and documentation about you that Jaris requires to comply with applicable law, governmental authority and Bank requirements, and may include information (including Personal Data) about your Authorized Users, beneficial owners, principals and other individuals associated with you or your Jaris Account, it also includes all other information Jaris requests to assess risk and ability to perform your obligations under this Agreement. "Personal Data" means any information relating to an identifiable natural person that is collected in connection with the Services and includes "personal information" as defined in the California Consumer Privacy Act of 2018, as revised by the California Privacy Act of 2020, and the associated regulations as amended from time to time.

5.2. Required Information. Upon Jaris' request, you must provide User Information to Jaris in a form satisfactory to Jaris. Jaris may share User Information with third parties in accordance with its Privacy Policy. If you have more than one entity or business organization or if you do business under different names, you must provide User Information for each such entity, business organization and name. You must keep the User Information in your Jaris Account current. You must promptly update your Jaris Account with any changes affecting you, the nature of your business activities, your Authorized User, beneficial owners, principals, or any other pertinent information. You must immediately notify Jaris, and provide to Jaris updated User Information, if (a) you experience or anticipate experiencing a Change of Control; or (b) you experience or anticipate experiencing a material change in your business or financial condition, including (i) if you are the subject of a petition, resolution, order or any other step in relation to winding up, bankruptcy or equivalent proceedings, (ii) you enter into a compulsory or voluntary liquidation, or a liquidator is appointed in relation to you or any of your assets, or (iii) any legal proceeding, corporate action or other procedure or step is taken in connection with appointing an administrator, administrative receiver, receiver, liquidator, manager, trustee in bankruptcy or other similar officer in relation to you or any of your assets (each an "Insolvency Event"). "Change in Control" means that there is a change in Customer's ownership which results in any individual obtaining 20% or more equity interest, whether directly or indirectly, in Customer. Failure to provide Account Information or respond to requests for additional information may result in a delay in establishing Bank Accounts and/or access to the Services, and you may not be authorized to access or use Bank Accounts and/or the Services until information has been successfully verified.

5.3. Information Jaris Obtains. You authorize Jaris to obtain information about you and your business from Jaris' service providers and other third parties for the purposes of verifying identities and preventing fraud. Information obtained subject to this Section 5.3 may be shared with Service Providers in accordance with the Privacy Policy.

6. Fees

6.1. Service Fees. Jaris does not charge any fees to the Customer for the Services; however, Customer may be charged fees by the Platform Partner for the Services.

7. Termination and Suspension

7.1. Customer Termination. You may terminate this Agreement at any time by closing your Jaris Account and paying all outstanding charges. To do so, you must email Jaris at legal@jaris.io, include in your message "close my account" and stop using the Services. If after termination, you use the Services again, this Agreement will apply with an Effective Date that is the date on which you first use the Services again.

7.2. Jaris Termination. Jaris may terminate this Agreement (or any part) or close your Jaris Account (or any part thereof) or your use of the Services at any time for any or no reason with or without notice to you. In addition, Jaris may terminate this Agreement (or relevant part) or close your Jaris Account for cause if Jaris exercises its right to suspend Services and does not reinstate the suspended Services within 30 days. Further, you agree that Jaris will not be liable to you or any third party due to termination of your access to the Services.

7.3. Effects of Termination. Upon any termination of this Agreement, all rights and licenses granted by Jaris hereunder will immediately terminate; you will no longer have the right to access or use the Services and Bank may close your Bank Account(s). Jaris is not required to retain your data post-termination except as stated in Section 10.3 hereof.

7.4. Termination for Material Breach. A party may terminate this Agreement immediately upon notice to the other party if the other party materially breaches this Agreement, and if capable of cure, does not cure the breach within 10 days after receiving notice specifying the breach. If the material breach affects only certain Services, the non-breaching party may choose to terminate only the affected Services.

7.5. Suspension. Jaris may immediately suspend providing any or all Services to you, and your access to the Jaris Technology, if:

    a. Jaris believes it will violate any law or Bank or governmental authority requirement;

    b. a governmental authority or the Bank requires or directs Jaris to do so;

    c. you do not respond in a timely manner to Jaris' request for User Information or do not provide Jaris adequate time to verify and process updated User Information;

    d. you breach this Agreement or any other agreement between the parties;

    e. you breach any Bank requirement;

    f. you enter an Insolvency Event; or

    g. Jaris believes that your use of the Services (i) is or may be harmful to Jaris or any third-party; (ii) presents an unacceptable level of credit risk; (iii) increases, or may increase, the rate of fraud that Jaris observes; (iv) degrades, or may degrade, the security, privacy, stability or reliability of the Services, Jaris Technology or any third-party's system (e.g., your involvement in a distributed denial of service attack); (v) enables or facilitates, or may enable or facilitate, illegal or prohibited transactions; or (vi) is or may be unlawful.

7.6. Survival. All sections of this Agreement which by their nature should survive termination will survive termination, including, without limitation, restrictions, indemnification, confidentiality obligations, intellectual property rights, warranty disclaimers, and limitations of liability.

8. Use Rights

8.1. Use of Services. Subject to the terms of this Agreement, Jaris grants you a worldwide, non-exclusive, non-transferable, non-sublicensable, royalty-free license during the term of this Agreement to access and use the Jaris Technology, as long as your access and use is (a) solely as necessary to use the Services; (b) solely for your business purposes; and (c) in compliance with this Agreement.

8.2. Feedback. During the term of this Agreement, you and your affiliates may provide ideas, suggestions, comments, observations and other input to Jaris regarding the Services and the Jaris Technology ("Feedback"). You grant, on behalf of yourself and your affiliates, to Jaris a perpetual, worldwide, non-exclusive, irrevocable, royalty-free license to exploit that Feedback for any purpose, including developing, improving, promoting, selling and maintaining the Services. All Feedback is Jaris' confidential information.

8.3. No Joint Development; Reservation of Rights. As between the parties, Jaris, and its third-party licensors own all copyrights, patents, trademarks, service marks, trade secrets, moral rights and other intellectual property rights recognized anywhere in the world ("IP Rights") in the Services, and the Jaris Technology. Any joint development between the parties of intellectual property will require and be subject to a separate agreement between the parties. Nothing in this Agreement assigns or transfers ownership of any IP Rights to the other party or its affiliates or contemplates a joint development of intellectual property. All rights (including IP Rights) not expressly granted in this Agreement are reserved.

9. Cooperation

You are required to cooperate with Jaris in connection with the performance of this Agreement by making available such personnel, materials and information as may be reasonably required, and taking such other actions as Jaris may reasonably request. You will also cooperate with Jaris in establishing a password or other procedures for verifying that only Authorized Users have access to any administrative functions of the Services and will cooperate with Jaris and its third-party service providers in connection with any investigation of fraudulent or unlawful activity.

10. Privacy and Data Use

10.1. Privacy Policy. Jaris' Privacy Policy explains how and for what purposes Jaris collects, uses, retains, discloses and safeguards the Personal Data you provide to Jaris.

10.2. Disclosures. When you provide Personal Data to Jaris, or authorize Jaris to collect Personal Data, you must provide all necessary notices to, and obtain all necessary rights and consents from, the applicable individuals (including your Authorized Users sufficient to enable Jaris to lawfully collect, use, retain and disclose the Personal Data in the ways this Agreement and Jaris' Privacy Policy describe. You will determine the content of the notices you provide to your Authorized Users.

10.3. Retention of Data. Jaris is not obligated to retain data after the term of this Agreement, except as (a) required by applicable law; (b) required for Jaris to perform any post-termination obligations; (c) this Agreement otherwise states; or (d) the parties otherwise agree in writing.

10.4. Third-Party Data You Provide. If you enable Services or features of Services or functionality that provide Jaris, Bank and/or its third-party providers ("Service Providers") access to data (including data shared between Service Providers in order to provide the Services and including but not limited to User Information, from your Authorized Users or third-party service providers (collectively, "Third-Party Data"), then you authorize Jaris to access and use the Third-Party Data, and you must obtain all necessary rights and consents from the applicable individuals and third parties sufficient to enable Jaris to lawfully collect, use, retain, and disclose the Third-Party Data. Service Providers may use Third-Party Data as this Agreement and the Privacy Policy describe and to (a) secure, provide, improve and update the Services, (b) comply with applicable law and Bank requirements, (c) prevent and mitigate fraud, financial loss, and other harm, and (d) to develop future products and services.

11. Confidentiality

11.1. Information. Each party (the "Receiving Party") understands that the other party (the "Disclosing Party") has disclosed or may disclose Proprietary Information (defined below). This Section 11.1 does not supersede any data sharing authorization or Bank Account terms.

11.2. Proprietary Information. "Proprietary Information" means all non-public, confidential, or proprietary information, whether disclosed orally, in writing, or electronically, that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure. Proprietary Information includes, but is not limited to, business plans, financial data, trade secrets, technical data, product designs, software, customer lists, marketing strategies, and other information related to the disclosing party's business, products, or services. Proprietary Information does not include information that: (a) is or becomes generally available to the public without breach of this Agreement by the Receiving Party; (b) is independently developed by the Receiving Party without the use of or reference to the Disclosing Party's Proprietary Information; or (c) is obtained from a third-party without breach of a confidentiality obligation. Proprietary Information does not include User Information.

11.3. Disclosure. The Receiving Party agrees: (a) not to divulge to any third person any such Proprietary Information, (b) to give access to such Proprietary Information solely to those employees with a need to have access thereto for purposes of this Agreement, and (c) to take the same security precautions to protect against disclosure or unauthorized use of such Proprietary Information that the party takes with its own proprietary information, but in no event will a party apply less than reasonable precautions to protect such Proprietary Information. The Disclosing Party agrees that the foregoing will not apply with respect to any information that the Receiving Party can document (a) is or becomes generally available to the public without any action by, or involvement of, the Receiving Party, or (b) was in its possession or known by it without restriction prior to receipt from the Disclosing Party, or (c) was rightfully disclosed to it without restriction by a third-party, or (d) was independently developed without use of any Proprietary Information of the Disclosing Party. Nothing in this Agreement will prevent the Receiving Party from disclosing the Proprietary Information pursuant to any judicial or governmental order, provided that the Receiving Party gives the Disclosing Party reasonable prior notice of such disclosure to contest such order. In any event, Jaris may aggregate data and use such aggregated data to evaluate and improve the Services and otherwise for its business purposes.

11.4. Receipt of Proprietary Information. Jaris does not wish to receive any Proprietary Information from you that is not necessary for Jaris to perform its obligations under this Agreement, and, unless the parties specifically agree otherwise, Jaris may reasonably presume that any unrelated information received from Customer is not confidential or Proprietary Information.

12. Data Security

12.1. Controls. Each party will maintain commercially reasonable administrative, technical, and physical safeguards designed to protect data, including Personal Data, Jaris Data and User Information in its possession or under its control from unauthorized access, accidental loss, and unauthorized modification.

12.2. Jaris Account Credentials. You must prevent any unauthorized access, disclosure or use of your Jaris Account credentials (each a "Compromise"), and otherwise ensure that your Jaris Account is not used or modified by anyone other than you and your Authorized Users. Credential and access sharing between Users is prohibited. If a Compromise occurs, you must promptly notify Jaris at support@jaris.io and cooperate with Jaris, including by providing information that Jaris requests. Any act or failure to act by Jaris will not diminish your responsibility for Compromises.

12.3. Instructions. Services Providers shall be entitled to rely on all instructions and data provided by you, including oral (including telephonic) instructions, and you shall be responsible for any losses or liabilities that result from erroneous instructions. While you should provide written confirmation of oral instructions, Service Providers may, but are not required to, act on such oral instructions in the absence of such written confirmation.

12.4. Data Breach. You must notify Jaris immediately if you become aware of an unauthorized acquisition, modification, disclosure, access to, or loss of Personal Data on your systems.

12.5. Audit Rights. If Jaris believes that a compromise of data has occurred on your systems, website, or app, Jaris may require you to permit a Jaris-approved third-party auditor to audit the security of your systems and facilities. You must fully cooperate with all auditor requests for information or assistance. As between the parties, you are responsible for all costs and expenses associated with these audits. Jaris may share with Bank any report the auditor issues.

13. Customer Restrictions

You will not, and will not permit your Authorized Users or any third-party to: (a) reverse engineer, decompile, disassemble or otherwise attempt to discover or obtain the source code, object code or underlying structure, ideas or algorithms of the Services or any software, documentation or data related to or used in connection with provision of the Services by Jaris or the Jaris Technology, provided that reverse engineering is prohibited only to the extent such prohibition is not contrary to applicable law; (b) modify, translate, or create derivative works based on the Services or the Jaris Technology; (c) use the Services or Jaris Technology for timesharing or service bureau purposes or for any purpose other than its own internal use for its own internal benefit; (d) use the Services or Jaris Technology in any infringing, defamatory, harmful, fraudulent, illegal, deceptive, threatening, harassing, or obscene way; (e) use the Services or Jaris Technology and subsequently develop or sell software that bears similarity to the Services or Jaris Technology; or (f) use the Services or Jaris Technology other than in accordance with this Agreement and in compliance with all applicable laws, regulations and rights (including but not limited to those related to privacy, intellectual property, consumer and child protection, SPAM, text messaging, obscenity, defamation and anti-money laundering regulation).

14. Representations and Warranties

14.1. Representations and Warranties. You represent as of the date on which you begin using the Services, and warrant at all times during the term of this Agreement, that:

    a. you and your Representative have the right, power, and ability to enter into, be bound by, and perform under this Agreement;

    b. your Representative is an executive officer, senior manager or otherwise has significant responsibility for the control, management or direction of you;

    c. you and your Representative are authorized to provide information that Jaris requires to comply with applicable law, governmental authority and Bank requirements, including information about beneficial owners, principals and Authorized Users;

    d. you are a business and are eligible to apply for a Jaris Account and use the Services;

    e. you have, and comply with, all necessary rights, consents, licenses, and approvals for the operation of your business and to allow you to access and use the Services in compliance with this Agreement and applicable law;

    f. your employees, contractors and agents are acting consistently with this Agreement;

    g. use of the Services does not violate or infringe upon any third-party rights, including IP Rights;

    h. your use of the Services and Jaris Technology, performance of your obligations under this Agreement, and conduct of your business, comply with law; and

    i. all information you provide to the Service Providers, including the User Information, is accurate and complete and not misleading.

15. Indemnity

You will defend, indemnify and hold harmless Jaris and the Bank and their respective officers, directors, employees, agents, successors and assigns ("Indemnified Parties") from and against any fines, penalties and losses (including without limitation costs and attorneys' fees) arising from any claim, demand, government investigation or legal proceeding made or brought by a third-party (each a "Claim") to the extent arising out of related to: (a) an alleged violation of your obligations, representations or warranties under this Agreement; (b) your use of the Services, including use of Personal Data; (c) an allegation that you infringed on or misappropriated the rights, including IP Rights, of the third-party making the Claim; (d) any errors, omissions or inaccuracies in the information provided for deposits, or other financial transactions processed through the Services, (e) any unauthorized, fraudulent or otherwise improper transactions conducted using your Jaris Account or through your use of the Services, (f) any returned or cancelled payments or negative balances of any kind, including but not limited to: rejected deposits, chargebacks or reversals initiated by you, on your behalf, or in any of your Bank Accounts, (g) any delays, interruptions or errors in the processing of any data you submit to Jaris or in the processing of deposits, or other financial transactions caused by you or your use of the Services; or (h) negligence, willful misconduct or fraud by you or your affiliates. Notwithstanding the foregoing, you will have no obligation to indemnify or hold harmless any Indemnified Party from or against any liability, losses, damages, or expenses incurred as a result of any action or inaction by the Indemnified Party. If you are a California resident, you waive California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor." If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.

16. Disclaimer

Jaris provides the Services and the Jaris Technology "AS IS" and "AS AVAILABLE". Except as expressly stated as a "warranty" in this Agreement, and to the maximum extent permitted by applicable law, Jaris does not make any, and expressly disclaims all, express and implied warranties and statutory guarantees with respect to its performance under this Agreement, the Services, the Bank, and the Jaris Technology, including as related to availability, the implied warranties of fitness for a particular purpose, merchantability and non-infringement, and the implied warranties arising out of any course of dealing, course of performance or usage in trade.

17. Limitation of Liability

17.1. Failure of Purpose. The following disclaimer and limitations will apply notwithstanding the failure of the essential purpose of any limited remedy.

17.2. Indirect Damages. To the maximum extent permitted by applicable law, the Jaris Parties will not be liable to you or your affiliates in relation to this Agreement or the Services during and after the term of this Agreement, whether in contract, negligence, strict liability, tort or other legal or equitable theory, for any lost profits, personal injury, property damage, loss of data, business interruption, indirect, incidental, consequential, exemplary, special, reliance, or punitive damages, even if these losses, damages, or costs are foreseeable, and whether or not you or Jaris have been advised of their possibility.

17.3. General Damages. To the maximum extent permitted by applicable law, Jaris will not be liable to you or your affiliates in relation to this Agreement or the Services during and after the term of this Agreement, whether in contract, negligence, strict liability, tort or other legal or equitable theory, for losses, damages, or costs exceeding in the aggregate the lesser of (a) $100 USD or (b) the total amount you paid to Jaris (excluding all pass-through fees levied by the Bank, if applicable) during the 6-month period immediately preceding the event giving rise to the liability.

17.4. New Jersey Customers. If you are a Customer from New Jersey, the foregoing sections titled "Disclaimer" and this Section 17 are intended to be only as broad as is permitted under the laws of the State of New Jersey. If any portion of these sections is held to be invalid under the laws of the State of New Jersey, the invalidity of such portion shall not affect the validity of the remaining portions of the applicable sections.

18. Dispute Resolution; Agreement to Arbitrate

18.1. Governing Law. The laws of the State of California will govern this Agreement, without giving effect to its conflict of laws principles.

18.2. Pre-Arbitration Dispute Resolution. We are always interested in resolving disputes amicably and efficiently. Most Customer concerns can be resolved quickly and to the Customer's satisfaction by emailing Customer support at legal@jaris.io. If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute ("Notice"). The Notice should be sent to Jaris, Inc., P.O. Box 117567, Burlingame, CA 94011 ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If Jaris and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or Jaris may commence an arbitration proceeding. During the arbitration, the amount of any settlement offers made by Jaris or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Jaris is entitled.

18.3. Binding Arbitration.

    a. All disputes, claims and controversies, whether based on past, present or future events, in any way arising out of or in any way relating to statutory or common law claims, the breach, termination, enforcement, interpretation or validity of any provision of this Agreement, and the determination of the scope or applicability of your agreement to arbitrate any dispute, claim or controversy originating from this Agreement, but specifically excluding any dispute principally related to either party's IP Rights (which will be resolved in litigation before the United States District Court for the Northern District of California), will be determined by binding arbitration in San Francisco, California before a single arbitrator.

    b. This Arbitration Provision, and any arbitration between you and Jaris, is subject to the Federal Arbitration Act and will be administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The Expedited Procedures of the American Arbitration Association's Commercial Arbitration Rules will apply for cases in which no disclosed claim or counterclaim exceeds $75,000 USD (excluding interest, attorneys' fees and arbitration fees and costs). Where no party's claim exceeds $25,000 USD (excluding interest, attorneys' fees and arbitration fees and costs), and in other cases where the parties agree, Section E-6 of the Expedited Procedures of the American Arbitration Association's Commercial Arbitration Rules will apply.

    c. Nothing in this Agreement will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

    d. The arbitrator will apply the substantive law of the State of California and of the United States, excluding their conflict or choice of law rules.

    e. The parties acknowledge that this Agreement evidences a transaction involving interstate commerce. Notwithstanding the provisions in this Section 18 referencing applicable substantive law, the Federal Arbitration Act (9 U.S.C. Sections 1-16) will govern any arbitration conducted in accordance with this Agreement.

18.4. Arbitration Procedure.

    a. A party must notify the other party of its intent to commence arbitration prior to commencing arbitration. The notice must specify the date on which the arbitration demand is intended to be filed, which must be at least 30 days after the date of the notice. During this time period, the parties will meet for the purpose of resolving the dispute prior to commencing arbitration.

    b. Subject to Section 18.3(a) hereof, each party may commence arbitration by providing to the American Arbitration Association and the other party to the dispute a written demand for arbitration, stating the subject of the dispute and the relief requested.

    c. Subject to the disclaimers and limitations of liability stated in this Agreement, the appointed arbitrators may award monetary damages and any other remedies allowed by the laws of the State of California. In deciding, the arbitrator will not have the authority to modify any term of this Agreement. The arbitrator will deliver a reasoned, written decision with respect to the dispute to each party, who will promptly act in accordance with the arbitrator's decision. Any award (including interim or final remedies) may be confirmed in or enforced by a state or Federal court located in San Francisco, California. The decision of the arbitrator will be final and binding on the parties and will not be subject to appeal or review.

    d. In accordance with the AAA Rules, the party initiating the arbitration is responsible for paying the applicable filing fee. Each party will advance one-half of the fees and expenses of the arbitrator, the costs of the attendance of the arbitration reporter at the arbitration hearing, and the costs of the arbitration facility. In any arbitration arising out of or relating to this Agreement, the arbitrator will award to the prevailing party, if any, the costs and attorneys' fees reasonably incurred by the prevailing party in connection with those aspects of its claims or defenses on which it prevails, and any opposing awards of costs and legal fees awards will be offset.

18.5. Confidentiality. The parties will keep confidential the existence of the arbitration, the arbitration proceeding, the hearing and the arbitrator's decision, except (a) as necessary to prepare for and conduct the arbitration hearing on the merits; (b) in connection with a court application for a preliminary remedy, or confirmation of an arbitrator's decision or its enforcement; (c) Jaris may disclose the arbitrator's decision in confidential settlement negotiations; (d) each party may disclose as necessary to professional advisors that are subject to a strict duty of confidentiality; and (e) as applicable law otherwise requires. The parties, witnesses, and arbitrator will treat as confidential and will not disclose to any third person (other than witnesses or experts) any documentary or other evidence produced in any arbitration, except as required by applicable law or if the evidence was obtained from the public domain or was otherwise obtained independently from the arbitration.

18.6. Conflict of Rules. In the case of a conflict between the provisions of this Section 18 and the AAA Rules, the provisions of this Section 18 will prevail.

18.7. Class Waiver. To the extent applicable law permits, any dispute arising out of or relating to this Agreement, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. Notwithstanding any other provision of this Agreement or the AAA Rules, disputes regarding the interpretation, applicability, or enforceability of this class waiver may be resolved only by a court and not by an arbitrator. If this waiver of class or consolidated actions is deemed invalid or unenforceable, neither party is entitled to arbitration.

18.8. Future Changes to Arbitration Agreement. Notwithstanding any provision in this Agreement to the contrary, Jaris agrees that if it makes any future change to this Arbitration Agreement (other than a change to the Notice Address) while you are a user of the Service, you may reject any such change by sending Jaris written notice within thirty (30) calendar days of the change to the Notice Address provided above. By rejecting any future change, you are agreeing that you will arbitrate any dispute between us in accordance with the language of this Arbitration Agreement as of the date you first accepted this Agreement (or accepted any subsequent changes to this Agreement).

18.9. No Jury Trial. If for any reason a claim or dispute proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated between the parties.

19. Modifications to This Agreement

Jaris may modify all or any part of this Agreement at any time by posting a revised version of the modified Agreement (including the introduction to this Agreement) or terms incorporated by reference on the Jaris website or by notifying you. The modified Agreement is effective upon posting or, if Jaris notifies you, as stated in the notice. By continuing to use Services after the effective date of any modification to this Agreement, you agree to be bound by the modified Agreement. It is your responsibility to check this page regularly for modifications to this Agreement. Except as this Agreement (including in this Section 19) otherwise allows, this Agreement may not be modified except in writing signed by the parties.

20. Electronic Consent

20.1. Electronic Communications. By accepting this Agreement or using any Service, you consent to electronic communications as described in this Section 20.

20.2. Consent. You consent to: (a) the use of electronic signatures for any purpose in our relationship with you and your Representatives, and (b) receive and view communications, disclosures, notices, statements, policies, agreements and any other communications we are required by applicable law to provide to you or may otherwise provide to you for any products or services you obtain from us (collectively, "Disclosures") relating to your Jaris Account electronically by any of the following means: (a) Text to your mobile phone number (which may include a link to a new Disclosure on the website); (b) to your email; or (c) notifications on our website. Your consent applies to all electronic signatures we use or obtain from you as well as all Disclosures relating to any Service and remains in effect until you give us notice that you are withdrawing it. Delivery by any of these means will constitute proper notice to you under applicable law.

20.3. Disclosures. You acknowledge that Disclosures will include, but may not be limited to, the following: (a) your Jaris Account, the Services, the Privacy Policy, and this Agreement ("Policies and Agreements"); (b) Disclosures, modifications, updates and/or amendments we may provide you under our Policies and Agreements; (c) account balance activity and any other information on your Jaris Account; (d) receipts, confirmations, authorizations, and transaction history for your Jaris Account; (e) Disclosures regarding the resolution of any claimed error on any periodic statements; and (f) Disclosures required or permitted by applicable law or regulation.

20.4. Your Right to Revoke Consent. Your consent is effective until further notice by us or until you revoke your consent to receive electronic Disclosures. You may revoke your consent to receive electronic Disclosures at any time by emailing your request to us at support@jaris.io. Your withdrawal of consent will become effective after we have had a reasonable opportunity to act upon it. If you do not consent or if you withdraw your consent, we reserve the right to refuse to create your Jaris Account, to cancel your Jaris Account, place your Jaris Account on inactive status, or to provide a paper copy of Disclosures. If you request a paper copy of a Disclosure ("Disclosure Request") within 180 days of the date of the Disclosure and we elect to send you a paper copy, we will waive our standard Disclosure Request Fee for the first two (2) requests. After that, any additional Disclosure Requests may be subject to fees. We will only provide paper copies upon your request if your current mailing address is in your Jaris Account profile.

20.5. System Requirements. In order to receive Disclosures, whether by text or email, you must have a means of printing or storing them. In addition to having an email address and phone number you must have the following: (a) Computer or mobile device with Internet connection; (b) a current web browser with cookies enabled; (c) a valid email address on file in your Account profile; (d) ability to store or print the Disclosures; and if you use a spam blocker, you must add support@jaris.io to your email address book or whitelist. By giving your consent, you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Disclosure for your records. We reserve the right to change these System Requirements and will provide you with a Disclosure when we make a material change to the System Requirements.

20.6. Receiving Texts and Emails. In order to receive Disclosures, you must ensure that (a) the primary mobile phone and/or email address that you provide us is your valid, current phone number or email address, (b) you are able to receive at that address texts or email messages containing Disclosures including attached electronic documents, and (c) such Disclosures, including portions that are attached documents are available for viewing and storing or printing by you. You acknowledge that our ability to notify you of the availability of your Disclosures is contingent on the validity of the mobile phone number and email address in our records. If your mobile phone or email address is no longer valid, we reserve the right to determine your Jaris Account is inactive or take other actions as set forth in this Agreement. You will not be able to conduct any transactions in your Jaris Account until you update your mobile phone or email address in your Jaris Account profile.

20.7. Reservation of Rights. We reserve the right to provide you with any Disclosure in writing, rather than electronically, or to withdraw the right to receive Disclosures electronically at any time. You agree to maintain on file with us your current street address and to promptly update your address in the event it changes by updating your Jaris Account profile. Although we may waive our fee for delivery of paper Disclosures, we reserve the right to charge the Disclosure Request Fee and to increase this fee at our discretion.

20.8. Communications in Writing. We recommend that you print a copy of this E-Consent and any Disclosure that you view electronically for your records as the Disclosure may not be accessible online at a later date. All Disclosures from us to you will be considered "in writing" and shall have the same meaning and effect as a paper Disclosure. You acknowledge and agree that Disclosures are considered received by you within 24 hours of the time posted to the Website, or within 24 hours of the time emailed or sent via text to you unless we receive notice that the Disclosure was not delivered.

20.9. Responsibility. You understand and agree that we are responsible for sending the Disclosures to you. We are not responsible for any delay or failure in your receipt of the email or text notices and whether or not you choose to view the Disclosure, subject to your right to revoke your consent to receive Disclosures electronically.

21. General Terms

21.1. Notice. All notices under this Agreement will be in writing and will be deemed to have been duly given when received, if personally delivered; when receipt is electronically confirmed, if transmitted by e-mail (for notice to Jaris, such email to be delivered to legal@jaris.io); and upon receipt, if sent by certified or registered mail (return receipt requested), postage prepaid or by recognized overnight courier (e.g. Federal Express or DHL).

21.2. Notice for California Customers. Under California Civil Code Section 1789.3, user of the Services from California are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contact in writing at 1625 North Market Blvd., Suite N-112, Sacramento, CA 95834, or by telephone at (800) 952-5210. You may contact us at Jaris, Inc., P.O. Box 117567, Burlingame, CA 94011, or by telephone at (888) 508-1544.

21.3. Media and Press. Jaris is permitted to disclose that you are one of its customers to any third-party, at its sole discretion, and to identify you as a customer on its Website and in marketing materials.

21.4. Legal Process. Jaris may respond to and comply with any Legal Process that Jaris believes to be valid. Jaris may deliver or hold any funds or, subject to the terms of Jaris' Privacy Policy, any data as required under the Legal Process, even if you are receiving funds or data on behalf of other parties. Where applicable law permits, Jaris will notify you of the Legal Process by sending a copy to the email address in the applicable Jaris Account. Jaris is not responsible for any losses, whether direct or indirect, that you may incur as a result of Jaris' response or compliance with a Legal Process in accordance with this Section 21.4.

21.5. Interpretation.

    a. No provision of this Agreement will be construed against any party on the basis of that party being the drafter.

    b. References to "includes" or "including" not followed by "only" or a similar word mean "includes, without limitation" and "including, without limitation," respectively.

    c. Except where expressly stated otherwise in writing executed between you and Jaris, this Agreement will prevail over any conflicting policy or agreement for the provision or use of the Services.

    d. All references in this Agreement to any terms, documents, law or Bank requirements are to those items as they may be amended, supplemented or replaced from time to time. All references to URLs are references to those URLs as they may be updated or replaced.

    e. The section headings of this Agreement are for convenience only and have no interpretive value.

    f. Unless expressly stated otherwise, any consent or approval that may be given by a party (i) is only effective if given in writing and in advance; and (ii) may be given or withheld in the party's sole and absolute discretion.

    g. References to "business days" means weekdays on which banks are generally open for business in the country in which Jaris is located. Unless specified as business days, all references in this Agreement to days, months or years mean calendar days, calendar months or calendar years.

    a. Unless expressly stated to the contrary, when a party makes a decision or determination under this Agreement, that party has the right to use its sole discretion in making that decision or determination.

21.6. Waivers. To be effective, a waiver must be in writing signed by the waiving party. The failure of either party to enforce any provision of this Agreement will not constitute a waiver of that party's rights to subsequently enforce the provision.

21.7. Force Majeure. Jaris and its affiliates will not be liable for any losses, damages, or costs you suffer, or delays in Jaris' performance or non-performance, to the extent caused by an event beyond the control of Jaris, including (a) a strike or other labor dispute or labor shortage, stoppage or slowdown; (b) supply chain disruption; (c) embargo or blockade; (d) telecommunication breakdown, power outage or shortage; (e) inadequate transportation service or inability or delay in obtaining adequate supplies; (f) weather, earthquake, fire, flood, natural disaster or act of God; (g) riot, civil disorder, war, invasion, hostility (whether war is declared or not) or terrorism threat or act; (h) civil or government calamity; (i) epidemic, pandemic, state, national or international health crisis; and (j) law or act of a governmental authority.

21.8. Assignment. You may not assign or transfer any obligation or benefit under this Agreement without Jaris' consent. Any attempt to assign or transfer in violation of the previous sentence will be void in each instance. If you wish to assign this Agreement, please contact us. Jaris may, without your consent, freely assign and transfer this Agreement, including any of its rights or obligations under this Agreement. This Agreement will be binding on, inure to the benefit of, and be enforceable by the parties and their permitted assigns.

21.9. Embargo and Trade Control. You must not use or otherwise export, re-export or transfer the Jaris Technology except as authorized by United States law, including by providing access to Jaris Technology (a) to any jurisdiction as to which the United States maintains an embargo ("Embargoed Jurisdiction"), or (b) to any individual or entity resident in an Embargoed Jurisdiction or who is on the U.S. Department of Treasury's List of specially Designated Nationals or the U.S. Department of Commerce's Table of Denial Orders (collectively, "Designated Nationals"). By using the Jaris Technology, you represent as of the Effective Date and warrant during the Term that you are not (i) located in or organized under the laws of any Embargoed Jurisdiction; (ii) a Designated National; or (iii) owned 50% or more, or controlled, by individuals and entities (x) located in or, as applicable, organized under the laws of any Embargoed Jurisdiction; or (y) any of whom or which is a Designated National. You must not use the Jaris Technology for any purposes prohibited by law.

21.10. No Agency. Each of the parties to this Agreement and the Bank, are independent contractors. Nothing in this Agreement serves to establish a partnership, joint venture, or general agency relationship between Jaris and you, or with the Bank.

21.11. Severability. If any court or governmental authority determines a provision of this Agreement is unenforceable, the parties intend that this Agreement be enforced as if the unenforceable provision were not present, and that any partially valid and enforceable provision be enforced to the extent that it is enforceable.

21.12. Cumulative Rights; Injunctions. The rights and remedies of the parties under this Agreement are cumulative, and each party may exercise any of its rights and enforce any of its remedies under this Agreement, along with all other rights and remedies available to it at law or in equity. Any material breach by a party of Section 8, Section 10 or Section 11 hereof could cause the non-breaching party irreparable harm for which the non-breaching party has no adequate remedies at law. Accordingly, the non-breaching party is entitled to seek specific performance or injunctive relief for the breach.

21.13. Entire Agreement. This Agreement constitutes the entire agreement and understanding of the parties with respect to the Services and supersedes all prior and contemporaneous agreements and understandings.

Questions? Concerns? Suggestions?

Please contact us at support@jaris.io to report any violation of this Agreement or to post any questions regarding this Agreement or the Services.